Mouhab Rizkallah 0

NO! - to NCOIL Dental Loss Ratio Framework

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This Petition should only be signed by dentists in the United States. By signing this petition, you are demanding that the American Dental Association (ADA) exits the "compromise agreement" dental-loss-ratio framework it inappropriately agreed to with Dental Insurers (National Association of Dental Plans).

This petition also officially (and respectfully) informs ADA administrators that they have failed their fiduciary responsibilities by violating the official House of Delegates (HOD) policy (shown in the picture), which requries a "specific loss ratio." Instead, by agreeing to the NCOIL framework, they adopted a "roving loss ratio" and insurance definitions that severely harm patients.

Furthermore, by violating this HOD policy (and pursuant to corporate law) the ADA has violated its legal contract with "the members" and is responsible for what will result in Billions of dollars annually in "damages" due to mis-directed oral health funds (which the NCOIL frawework directs to insurer profits, rather than patient care claims).

On behalf of a nation of patients and dentists, we demand that the ADA immediately exit the NCOIL agreement (prior to its April 11th ratification) until (and only in the event) the ADA receives approval from "the members" (represented by the HOD) to alter the current Policy on Dental Loss Ratio.

Respectfully written - The Practicing Dentists of the United States

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