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Motorcycle Insurance Laws need to be changed in MI

Motorcycle Insurance Laws need to be changed in MI

116 signatures 134 to reach 250
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Raymond A. signed
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Victor S. signed
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Norman N. signed
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Josh M. signed
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Jared S. signed
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Ray R. signed
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Lynn B. signed
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Steven H. signed
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Someone signed
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jenny signed
Started by Anonymous 19 years ago
Currently based on Michigans Insurance Mini Tort Provision, when a car/truck/vehicle hits a motorcyclist, and the accident is NOT the motorcyclist fault, the driver of the car/truck is not required/responsible to reimbruse the motorcyclist for their deductible, because the Michigan mini tort law does not recognize a motorcycle as a Motor Vehicle. The Law: "The court of appeals ruled that an action for property damage to a motorcycle may not be brought against the owner of an insured vehicle under the mini tort provisions. A motorcycle is not a motor vehicle and therefore is not entitled to recover for motorcycle damage under the mini-tort provision". This is crazy, how come we have to pay liscense plates, insurance, etc. if a motorcycle is not considered a motor vehicle under this mini tort provision. The reason I am asking you to sign this is because my husband was recently rear ended while driving his motorcycle. He was sitting at an intersection waiting for the light to turn green, when he was hit. The driver of the car that hit him was ticketed and deemed at fault on the police report, but due to the above law, the drivers insurance company does not and will not reimburse us for our $500 deductible. I want to change this ridiclous law so that when a motorcyclist is hit by another driver, they are required to pay the motorcyclist deductible, just like they are if they were to hit another car/truck/vehicle. I also looked into small claims court and was advised by an attorney that I would loose, since it is a law that states the motorcyclist is not reimbursed for their deductible. Thanks for taking the time to read this, please pass this along to everyone that you know. Debi and JT Armstrong

Updates

July 16, 2007

I am honestly overwhelmed by how many of you have shared similar stories about being ignored after an accident. Please know that JT and I are reading every single one of your messages and they are the only reason we are keeping this momentum going.

July 16, 2007

I am honestly overwhelmed by how many people have taken an interest in this issue. It is clear that this is a problem that affects so many more riders than I first realized, and seeing this kind of support is entirely due to all of you.

Reached 100 supporters

July 16, 2007

6 Comments

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Jason Townsend
18 years ago Featured

So basically if you hit me you dont have to pay up because I have two wheels instead of four. unbelievable.

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Mike Schneider
18 years ago Featured

Ridiculous. If I pay for insurance and plates just like a car then I should get the same protection. Fix this asap.

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Tom Robinson
18 years ago Featured

About time someone stood up to these insurance companies. It makes no sense.

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Sarah Yamamoto
19 years ago Featured

This happened to my brother last year. Total garbage that the at fault driver gets off the hook like that. Change the law!

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Dave Sinclair
19 years ago Featured

Been riding in MI for 20 years and this has always been a joke. We pay our fair share so we should be treated the same as vehicles.

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Linda Hamilton
19 years ago Featured

My husband just went through this too. He was totaled and the other guy didn't pay a dime for deductible. It's not right.

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