Bail outs to banks should be paid with the following stipulations: 1. Must pay off half of all mortgages that they carry with the money. 2. Must renegotiate the remainder of the loan for the new principal at the lowest available Prime interest rate. What will this accomplish What this would accomplish: 1. People would have equity in their homes 2. People would have money left at the end of their month as their mortgage payments would be less. This alone would stimulate the economy 3. People could afford to sell their homes and move to an area where they could get a job 4. Stimulates the Construction industry again because people have money to invest in remodeling their homes or building new ones 5. Makes a statement from the government that they really do care about Main Street as the campaign promised