The CPP disability benefit is viewed as the "first payer" by most private insurance plans. It is important to note that there is no express statutory basis for this view, merely a presumption. When you apply for long term disability benefits through your private company they make you apply to CPP. In my opinion this is wrong. It Creates, billions of dollars profit for insurance companies at tax payers expense. You pay for your policy, why should the government pay you Please sign the petition and contact your MP and demand change.