However,contribution amounting to P984.00 this year is already burdensome to members especially those with below P20, 000.00 share capital. Added to the MAS/MAF (Death Aid) contribution, the total deductions result to NEGATIVE DIVIDEND/PATRONAGE REFUND,meaning members have to pay the negative amounts. Nevertheless, if the Baddang Program becomes Optional, only those members who can afford will pay the yearly contribution through their dividend/patronage refund.
Updates
Reached 250 supporters
May 27, 2020
Reached 100 supporters
May 13, 2020
223 Comments
I was only able to avail of this once ever since 2014 and I didn't get the full amount since to the coop had to assess d receipts of medicines. What about other expenses that do not have receipts when hospitalized?
Cooperative rules should come from members and not by dictatorial management especially those that affect members. Baddang means help, so if it makes the members miserable then it defeats the purpose.
Baddang is supposed to be voluntary. Also upon calculation, mas bigger ang deduction ng baddang kesa sa interest earned by my capital share. WHICHE ALWAYS LED MY ACCOUNT TO BE NEGATIVE.
Baddang program needs to be amended to those over 50k Share Capital to avoid the account indebted to the Coop making the members at fault for not having extra disposable income for share capital.
Negative ako sa dividend, i have to pay like 900 pesos having my SC khit hndi umabot ng 20k sa anong dahilan? Hndi man aq nainform pero i opt not to avail of this baddang nlng kung ganito ang systema nia, i was admitted march 2019 of giving birth,my bill was up to 4k ata,i was expecting to get 2k for my baddang but then accdg to my SOA, meds and lab can only be paid,hndi masyado sa meds kc nga nanganak lng nman po ako,mahal po ung room fee at catching fee, hndi nio po naconsider un,so i got like 1k lng then now i have to pay pa ung negative ko sa patronage?so asan po ung baddang nio sa akin when i was admitted prang iba2lik ko lng po ata. I may not get it completely but pls i opt not to avail of this program. Thank you and Godbless.
Remove baddang na lang
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However,contribution amounting to P984.00 this year is already burdensome to members especially those with below P20, 000.00 share capital. Added to the MAS/MAF (Death Aid) contribution, the total deductions result to NEGATIVE DIVIDEND/PATRONAGE REFUND,meaning members have to pay the negative amounts. Nevertheless, if the Baddang Program becomes Optional, only those members who can afford will pay the yearly contribution through their dividend/patronage refund.
Updates
Reached 250 supporters
May 27, 2020
Reached 100 supporters
May 13, 2020
223 Comments
Gaya ko nilagay ko ang pero ko sa coop lmdc para kumita hindi para ako mag abono. Maliit na share maliit dn divden at hindi sana pede negative. Kng negative magpul out nlng ako at ilipat sa coop na my binibihay n dividen maliit pero meron.
I was only able to avail of this once ever since 2014 and I didn't get the full amount since to the coop had to assess d receipts of medicines. What about other expenses that do not have receipts when hospitalized?
Cooperative rules should come from members and not by dictatorial management especially those that affect members. Baddang means help, so if it makes the members miserable then it defeats the purpose.
Baddang is supposed to be voluntary. Also upon calculation, mas bigger ang deduction ng baddang kesa sa interest earned by my capital share. WHICHE ALWAYS LED MY ACCOUNT TO BE NEGATIVE.
Baddang program needs to be amended to those over 50k Share Capital to avoid the account indebted to the Coop making the members at fault for not having extra disposable income for share capital.
Negative ako sa dividend, i have to pay like 900 pesos having my SC khit hndi umabot ng 20k sa anong dahilan? Hndi man aq nainform pero i opt not to avail of this baddang nlng kung ganito ang systema nia, i was admitted march 2019 of giving birth,my bill was up to 4k ata,i was expecting to get 2k for my baddang but then accdg to my SOA, meds and lab can only be paid,hndi masyado sa meds kc nga nanganak lng nman po ako,mahal po ung room fee at catching fee, hndi nio po naconsider un,so i got like 1k lng then now i have to pay pa ung negative ko sa patronage?so asan po ung baddang nio sa akin when i was admitted prang iba2lik ko lng po ata. I may not get it completely but pls i opt not to avail of this program. Thank you and Godbless.
Remove baddang na lang
Optional
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Gaya ko nilagay ko ang pero ko sa coop lmdc para kumita hindi para ako mag abono. Maliit na share maliit dn divden at hindi sana pede negative. Kng negative magpul out nlng ako at ilipat sa coop na my binibihay n dividen maliit pero meron.