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Keep Competition in the Canadian Mortgage Market

544 Comments

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Walter Faria
9 years ago

I support the need to keep the mortgage industry competitive. There was no need for the "fly by night" announced changes. Let's do what we can to help support the movement to reverse the changes as it doesn't help the public, financial institutions or the mortgage broker industry.

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Bev Gay
9 years ago

This will give the banks the upper hand, charging higher penalties and hurting our economy. It is going to create large unemployment... the debt loads are being created by unsecured lines of credit and credit products most often the mortgage is very affordable. .and will be affordable at renewal at a higher interest rate. There is already a cry about not enough affordable housing and now you are creating a bigger problem . Why not cap sale prices which would hurt the rich not the people who need houses and warm to support their families.

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Brian Matthey
9 years ago

There is a receptive audience to change but not change that culminates in less choice. for consumers.

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Mahnoush Kohpaei
9 years ago

I disagree with parts of the changes.

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Andre L'Ecuyer
9 years ago

this is so unfair to our clients and to the Mortgage Broker Industry

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Mukesh Babbar
9 years ago

Finance ministry didn't think deep while imposing this rule.

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Scott Gillis
9 years ago

I'm not against some of the changes, "they have many welcome elements" that should help when it comes to affordability in the long run. However clearly some of these changes where made without consultation, and without and eye on healthy competition.

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Bob Widdicombe
9 years ago

This is a programme obviously designed to benefit the big banks that already enjoy many advantages and if it weren't for monolines there would be no such thing a discounted mortgage rates

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Raechelle Mudray
9 years ago

It is so important to keep competition for the consumers

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Anonymous
9 years ago

DOF showed off it did something to the public. But doing something spontaneously wrong without consultation from the industry, and the public is wrong.

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Aisa S Jones
9 years ago Featured

The mortgage industry is vital to connecting buyers to the right purchase conditions. We have always endeavored to adapt to policy changes. We should be part of the process of making policy not always have to react to knee jerk rules. Thanks

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Majid Habibi
9 years ago

I disagree with some of the new rules and regulation on Mortgages and I believe this will hear Canada Economy as well.

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Franco Noce
9 years ago

These changes effect the present and the future.

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Holly Taylor
9 years ago

Keep competition. These rules cripple the monolines UNFAIRLY.

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Anonymous
9 years ago

I fully support this petition! This will have enormous consequences in our youth obtaining fair priced mortgages.

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Mary Barone
9 years ago

I fully support this petition !!!

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anthony contento
9 years ago

Help Canadians Grow. You have shut the doors too many peoples future. Reconsider your decision before its too late!!

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Maureen Thomson
9 years ago

Clients who sold their homes but were undecided what they were doing, now are struggling to score under this new system when trying to buy reasonably.

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Len Levesque
9 years ago

I have been in the banking industry since 1972. Still am. This will have enormous consequences in our youth obtaining fair priced mortgages.

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Alex Stoller
9 years ago

I fully support this petition !