Lets give the big banks some competition, your local bank or credit union can use your money to lend locally ,know who you are, no they can not give you a loan if you do not qualify, but every loan they give might help your neighbor keep their home, a local business stay in business or give your husband, son, wife, son, daughter, mother, father and so on a job. Lets show them they are not the only game in town, I worked hard for my money (as the song says) and I think we can trust the locals to keep our money as safe as the big guys who fee us to get all our money. Lets show them these banks can give us the same (maybe better) service than they can and also have the same FDIC rules (check to make sure before you turn your money over to anyone) (REMEMBER WALL STREET) AS IF WE COULD FORGET. And remember most banks and credit unions sponsor a lot of local programs, scholarships,food banks etc. TIME TO ACT IS NOW!!!