We, the citizens of India, demand immediate action against illegal payday loan apps that are trapping people with 1% daily interest schemes, harassment, and exploitation.

Dozens of apps are openly exploiting borrowers, including:
Rupee112, SalaryOnTime, Salary Advance, Duniy Finance, Zapp Loans, Ram Fincorp, Lending Rupee, Easy Dhan, Credxpres, Sabka Loan, Surya Loan, Loan Pey, Salary Loan, Loan Hub, Instant Loan Pay, Cash My Payment, Day to Day Loan, Next Big Loan, Credit Pey, Jhatpat Loans, CreditSea, CreditWalle, MoneyWalle, LoanOne, Day and Night Loan, Rupee on Time, Cash Walle, Loanwithin, Salary4Sure, FastPaise, Dpal, Rupeelend, Digii Finance, Figiitech Lend, Xpressloan, Daksh Money, EasyRupee, LoanZap, Speedoloan, SalaryNow, CashMyPayment, EverydayLoanIndia, PaisaOnTime, and many more.

These apps lure people with instant cash but then push them into:

• 1% daily interest (365%+ yearly), far beyond RBI limits
• Harassment through WhatsApp and phone calls from fake recovery agents
• Threats and public shaming by contacting family, friends, and colleagues
• Illegal data misuse by accessing contact lists without consent
• Mental stress, health breakdown, and family disputes caused by continuous harassment

This is nothing but digital extortion. These apps are operating outside RBI’s framework and are exploiting ordinary citizens who fall into their trap during emergencies.

Our Demands

1. RBI and Government of India must immediately ban all apps charging 1% daily interest.
2. Criminal action against app operators and their recovery agents for harassment and extortion.
3. Strict enforcement of digital lending guidelines and caps on interest rates.
4. A dedicated helpline and grievance redressal system for victims of loan app harassment.
5. Public awareness campaigns to protect people from predatory digital loan scams.

We urge the authorities to take swift and strict action before more Indian families are destroyed by these 1% loan exploitation traps.

Sign this petition to demand justice and protect Indian citizens from digital loan sharks.