WE WON!! THE COURT HAS OFFICIALLY RULED IN OUR FAVOR AND ENDED THIS PREDATORY SYSTEM!! THANK YOU SO MUCH FOR STANDING UP AGAINST THESE UNJUST DEBT COLLECTION PRACTICES WITH ME!! KEEP YOUR EYES WIDE OPEN TO ENSURE THEY ACTUALLY FOLLOW THROUGH ON THIS CHANGE!!
May 16, 2017
Final supporters
Debt collection litigation has become an economical epidemic in our nation. The Consumer Financial Protection Bureau (CFPB) released a report in January, 2017, discovering that the majority of consumer debt is falsified and unfounded. The New York Times of January 11th, 2017 reports that debt collection agencies are turning to courts as opposed to calling consumers to repay their debts because of the federal Fair Debt Collection Practices Act, which puts restrictions on agencies contacting a consumer.
For the past two years, ProPublica and NPR have partnered together to conduct an investigative study for debt collection litigation. Debt collection agencies target poor and minority communities to ensure that average, American Citizens will be unable to afford lawyers or even understand what is happening. The previously cited CFPB report states that consumer debt can be purchased for as little as .001 cent to the dollar. In other words, a debt worth $20,000 would be purchased by an agency for $20. And because agencies don;t have to jump through the hoops of the Fair Debt Collection Practices Act, once they purchase the debt, they take it to court, where automatic judgments, in their favor, allow agencies to garnish consumer's wages and seize assets. Because of this, consumers don't understand that they can stand up for themselves or even have legal representation. Without this litigation knowledge, debt collection agencies win the law suits by automatic default victory judgements, because the consumer doesn't show up. It is our job as citizens of the United States to help stop this discriminatory and excessive litigation and start protecting the American consumer.
On July 28th, the Consumer Financial Protection Bureau proposed to Congress a massive restructure of what agencies could and could not do legally to consumers including: Provide proper notification of the lawsuit to the defendants, provide valid documentation of the actual debt and limit how much an agency can take out at one time. Help show your support by signing this petition and showing that you care about this discriminatory and excessive litigation, so Congress should too.
Updates
Reached 500 supporters
March 7, 2017
March 6, 2017
WE ARE TEARING TOWARD FIVE HUNDRED SIGNATURES AND I NEED EVERY SINGLE ONE OF YOU TO PUSH THIS OVER THE TOP RIGHT NOW!! GRAB THE LINK AND BLAST IT TO EVERYONE YOU KNOW SO WE CAN FINALLY EXPOSE THESE PREDATORY PRACTICES!!
February 10, 2017
ONE HUNDRED PEOPLE HAVE JOINED THE FIGHT AGAINST THESE PREDATORY PRACTICES!! I AM ABSOLUTELY BLOWN AWAY BY THE MOMENTUM WE ARE BUILDING TOGETHER RIGHT NOW!! LET US KEEP THIS ENERGY MOVING FORWARD TO EXPOSE THESE UNFOUNDED DEBT CLAIMS!!
February 8, 2017
I AM ABSOLUTELY BLOWN AWAY BY THE STORIES YOU ARE SHARING IN THE COMMENTS!! READING YOUR EXPERIENCES WITH THESE DEBT COLLECTION SCHEMES PROVES THAT THIS SYSTEM IS BROKEN AND TOTALLY UNFAIR!! WE ARE KEEPING THE PRESSURE ON THESE AGENCIES UNTIL THEY STOP TARGETING VULNERABLE PEOPLE FOR PROFIT!!
Reached 100 supporters
February 7, 2017
16 Comments
Why is this even legal?? My family went thru this nightmare and it ruins lives. Enough is enough.
These collection agencies are basically stealing from people who dont have the money to fight back in court. Absolute disgrace.
Predatory stuff right here. Glad someone is talking about it in detail.
Sick and tired of big companies using the courts to bully regular folks. Thanks for putting this out there.
Keep fighting! People need to know about this stuff.
Don't let this go unnoticed!
More attention to this issue is needed. Thank you.
Share this petition
Share this petition to help it reach more people.
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WE WON!! THE COURT HAS OFFICIALLY RULED IN OUR FAVOR AND ENDED THIS PREDATORY SYSTEM!! THANK YOU SO MUCH FOR STANDING UP AGAINST THESE UNJUST DEBT COLLECTION PRACTICES WITH ME!! KEEP YOUR EYES WIDE OPEN TO ENSURE THEY ACTUALLY FOLLOW THROUGH ON THIS CHANGE!!
May 16, 2017
Final supporters
Debt collection litigation has become an economical epidemic in our nation. The Consumer Financial Protection Bureau (CFPB) released a report in January, 2017, discovering that the majority of consumer debt is falsified and unfounded. The New York Times of January 11th, 2017 reports that debt collection agencies are turning to courts as opposed to calling consumers to repay their debts because of the federal Fair Debt Collection Practices Act, which puts restrictions on agencies contacting a consumer.
For the past two years, ProPublica and NPR have partnered together to conduct an investigative study for debt collection litigation. Debt collection agencies target poor and minority communities to ensure that average, American Citizens will be unable to afford lawyers or even understand what is happening. The previously cited CFPB report states that consumer debt can be purchased for as little as .001 cent to the dollar. In other words, a debt worth $20,000 would be purchased by an agency for $20. And because agencies don;t have to jump through the hoops of the Fair Debt Collection Practices Act, once they purchase the debt, they take it to court, where automatic judgments, in their favor, allow agencies to garnish consumer's wages and seize assets. Because of this, consumers don't understand that they can stand up for themselves or even have legal representation. Without this litigation knowledge, debt collection agencies win the law suits by automatic default victory judgements, because the consumer doesn't show up. It is our job as citizens of the United States to help stop this discriminatory and excessive litigation and start protecting the American consumer.
On July 28th, the Consumer Financial Protection Bureau proposed to Congress a massive restructure of what agencies could and could not do legally to consumers including: Provide proper notification of the lawsuit to the defendants, provide valid documentation of the actual debt and limit how much an agency can take out at one time. Help show your support by signing this petition and showing that you care about this discriminatory and excessive litigation, so Congress should too.
Updates
Reached 500 supporters
March 7, 2017
March 6, 2017
WE ARE TEARING TOWARD FIVE HUNDRED SIGNATURES AND I NEED EVERY SINGLE ONE OF YOU TO PUSH THIS OVER THE TOP RIGHT NOW!! GRAB THE LINK AND BLAST IT TO EVERYONE YOU KNOW SO WE CAN FINALLY EXPOSE THESE PREDATORY PRACTICES!!
February 10, 2017
ONE HUNDRED PEOPLE HAVE JOINED THE FIGHT AGAINST THESE PREDATORY PRACTICES!! I AM ABSOLUTELY BLOWN AWAY BY THE MOMENTUM WE ARE BUILDING TOGETHER RIGHT NOW!! LET US KEEP THIS ENERGY MOVING FORWARD TO EXPOSE THESE UNFOUNDED DEBT CLAIMS!!
February 8, 2017
I AM ABSOLUTELY BLOWN AWAY BY THE STORIES YOU ARE SHARING IN THE COMMENTS!! READING YOUR EXPERIENCES WITH THESE DEBT COLLECTION SCHEMES PROVES THAT THIS SYSTEM IS BROKEN AND TOTALLY UNFAIR!! WE ARE KEEPING THE PRESSURE ON THESE AGENCIES UNTIL THEY STOP TARGETING VULNERABLE PEOPLE FOR PROFIT!!
Reached 100 supporters
February 7, 2017
16 Comments
Never thought about D.C.L. in this way. It really hurts the "Silent Majority" who are all too often disregarded and pushed aside. To really see a change we need to see action. Writing like this is the first step, and for that I am thankful.
Why is this even legal?? My family went thru this nightmare and it ruins lives. Enough is enough.
These collection agencies are basically stealing from people who dont have the money to fight back in court. Absolute disgrace.
Predatory stuff right here. Glad someone is talking about it in detail.
Sick and tired of big companies using the courts to bully regular folks. Thanks for putting this out there.
Keep fighting! People need to know about this stuff.
Don't let this go unnoticed!
More attention to this issue is needed. Thank you.
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Never thought about D.C.L. in this way. It really hurts the "Silent Majority" who are all too often disregarded and pushed aside. To really see a change we need to see action. Writing like this is the first step, and for that I am thankful.