Ronnie Stinson 0

Petiton to remove Contributory Negligence from Alabama law

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On Jan 7th I was involved in an accident while traveling south through town at the posted speed limit of 45mph. It was a clear day with dry road conditions.  The accident occurred at 4:59 pm so it was also still daylight.  The accident report claimed I had no contributing factor in the accident and that the other driver,  who came from the median trying to get into a parking lot on the other side of 2 lanes of traffic and a turning lane had failed to yield to the right of way.  It also stated that his view was blocked by a car in the turning lane.  He crossed  25 ft in front of me and as soon as I saw him i hit the breaks and slid into the right rear of his truck. In the impact his bumper went up into my engine compartment and done damage to his bumper.  I filed a claim with his insurance company (Geico) and within hours received a call from their investigator stating the claim was being denied due to contributory negligence, and that I failed to turn at the last moment to avoid the crash.
We are required to have liability insurance in this state however with this law the insurance companies have a loophole that all they have to do is prove that the other party has 1% negligence in an accident and they are barred from collecting.  Alabama is 1 of only 5 states that recognize this law.   Please sign this petition to urge our lawmakers to remove this loophole and for insurance companies to do what they are paid to do.


Ronnie Stinson


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