Millions of households have negative equity in their homes.” It’s plain to see until the housing market is fixed the US economy will remain at a standstill. The solution is to come to the aid of the hard working responsible home owner who is current with their mortgage. This can be done by a joint effort from the owners (investors) who own the upside down mortgages, and assistance from the US Government. The home with negative equities must be paid for by subprime lenders; to bring home values to the current market value. The home owner would receive relief, and feel more confident about spending to aid in economic growth of the country, and the owner of the mortgage (investors) would receive tax relief from the business lost, and also reap the benefits of the recovering market.