Wells Fargo bank has decided it would be a good idea to raise its fees and start charging its customers fees starting May 4. This petition is for Wells Fargo to take notice that this is unacceptable, and will not be tolerated. If you think this is wrong, please sign. Added, if Wells Fargo does not remove this future practice, you are urged to change banks. Here listed is the full disclosure and details. --------------------------------------------------------------- We want to keep you informed of upcoming changes to your Custom Management Checking account. Effective May 4, 2012, the current $10 monthly service fee will not change but the options to waive the monthly service fee with a complete package will change to the following: - $1,500 minimum daily balance, OR - A qualifying direct deposit of $500 or more, OR - A monthly automatic loan payment from this account to a Wells Fargo home equity/personal loan or line of credit, or Wells Fargo Home Mortgage loan If you do not meet the new criteria for the monthly service fee waiver, the monthly service fee will appear on your account statement on or after June 4, 2012. Effective June 4, 2012, if you are assessed the monthly service fee, you can receive a discount of $2 per month when you set up and receive online only statements for this account. Please review the new criteria carefully, as the previous automatic transfer waiver option is no longer available and it may be necessary for you to take action by May 4, 2012 to meet the new monthly service fee waiver options. For questions, please contact your local banker or call the phone number listed at the top of your statement. Effective May 10, 2012, your account may be charged an ATM surcharge fee when you make a withdrawal with your Wells Fargo Debit or ATM Card at non-Wells Fargo ATMs that display the Instant Cash network logo. This fee is determined by the ATM owner or operator. As a reminder, Wells Fargo may assess a $2.50 per transaction fee when you make a transaction with your card at non-Wells Fargo ATMs that display the Instant Cash network logo. For fee waiver details, refer to your Wells Fargo Consumer Account Fee & Information Schedule, or other applicable account disclosure. If you have any questions, please contact your local banker or call the phone number at the top of your statement. Thank you. Please read the following Direct Deposit Advance Change In Terms Notice regarding Eligibility, Credit limit, and Repayment : All other terms and conditions described in the Direct Deposit Advance Service Agreement and Product Guide and any addendum remain the same. Effective with the first statement cycle beginning on or after May 14, 2012, the following terms have been changed (changes noted in brackets): Eligibility - To be eligible for the Direct Deposit Advance service, the consumer checking account must receive at least one recurring electronic direct deposit of [$200] or more every 35 days ("qualified deposit"). Credit limit - [Your credit limit is based on your average qualified deposit(s). It is calculated by taking the total qualified deposit(s) and dividing it by the number of qualified deposit(s) received in a statement period. Half (50%) of that number is rounded up to the nearest $20, or a maximum of $500, whichever is less.] - Your credit limit may not exceed [$260] in your first month of eligibility or after a lapse in qualified deposit income. Payments made on or after May 14, 2012 will be subject to the following new Repayment term: Automatic Deduction - Daily expenses buffer (New) If your account is using the Automatic Deduction repayment method, you must repay each advance and related advance fee within 35 days through a direct deposit of $100 or more ("qualified repayment deposit"). - We will not use the first $100 from your qualified repayment deposit for repayment of an advance. If the remainder of each qualified repayment deposit is greater than $20, we will take repayment. This is referred to as the "daily expenses buffer". - The daily expenses buffer does not apply if the account is using the Payment Plan feature. Please note that information provided in the Product Guide and Frequently Asked Questions that accompany the Service Agreement should also be read to include these new or changed terms, and any inconsistent statements may be ignored. Certain types of accounts are excluded from using the service. For complete details and the list of excluded account types, please refer to the Direct Deposit Advance Service Agreement and Product Guide and any amendment or addendum, available at your nearest banking location and online at wellsfargo.com/checking/direct-deposit-advance, or speak with a banker at the phone number listed at the top of your statement.