Car Insurance - It's a legal requirement to drive, but the highly paid companies which provide us with it, are making millions of pounds from our misfortunes.
I'm sure plenty of people have been in the exact same boat as me, I had a car crash in February 2012, 4 months later my car is still sat on my drive smashed to pieces, my insurance will not recover, repair or issue me with a courtesy car, unless I pay all my excess in full, (£800) which they will not claim back for me.
It is 100% the 3rd party's fault, I was driving under the speed limit on a single carriageway, they undertook me and practically drove on the path as I was more or less stationary whilst turning left onto my drive.
The police would not attend, even though I requested them as several Asian men were climbing through my car within seconds of the impact.
The other party smashed into the passenger side of my car, My friend was in the passenger side, if I was at a 90 degree angle rather than 45 degree's, I dare say my friend would not have survived the crash.
In January I paid my insurance in full for the whole year which was £600, I haven't used my car for even a month of that and now they keep badgering me to pay the excess which is £800 to have my vehicle recovered and repaired.
Because there was no independent witnesses it seems that I am 50% responsible for a completely blameless accident on my part.
For the 4 months I have been waiting for my insurance company to do something to help me, they have passed me round from department to department, told me different amounts of information, only to be now told that none of that was true.
I feel it only takes one person to speak up about all these robbing insurance companies, to encourage others to speak out too.
I feel its right and proper for people to have to have insurance, however insurance companies have got a responsibility towards the customers to provide a fair and uncomplicated system, rather than robbing us blind. I have contacted BBC news, Breakfast, the daily mail and various other media companies to try to shine the light on these scamming companies, this petition will help to show that I am not the only person with these views..
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