Remove cutoff date of May 2009 to be eligible for PMI reduction for FHA homeowners thereby allowing all current FHA Home owners to be eligible for reduced PMI of 0.01. This will help all underwater home owners. https://wwws.whitehouse.gov/petitions/!/petition/remove-cutoff-date-may-2009-be-eligible-pmi-reduction-fha-homeowners/lLq6Lgd1