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Signatures 524 total

Page: « ‹ 1, 2, 3, 4, 5, 6, 7, ... 11 › »

  1. 151
    Name: Annie Fann on Aug 27, 2003
    State:
    Country:
    Comments:
    Flag
  2. 152
    Name: Ken DEAN on Aug 28, 2003
    State: FL
    Country: US
    Comments: As soon as I got to my limit they raised my interest to 29.9%
    Flag
  3. 153
    Name: Angelia Brown on Aug 29, 2003
    State: DE
    Country: US
    Comments:
    Flag
  4. 154
    Name: Earl Arnold on Aug 31, 2003
    State: CA
    Country: US
    Comments: I had a good time with my account.. when it was still with Providian. After the buy-out of my account,I'm not even able to keep up with my finance charges!! I'm never doing business with them again!!
    Flag
  5. 155
    Name: John Worsley on Sep 1, 2003
    State: NC
    Country: US
    Comments: Attorneys need to look at mycardaccount operations. It has reached being incredulous.
    Flag
  6. 156
    Name: Johnny M Simmons on Sep 1, 2003
    State: TX
    Country: US
    Comments: the same is true for all the card companies
    Flag
  7. 157
    Name: Arecia Stenger on Sep 1, 2003
    State: CO
    Country: US
    Comments:
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  8. 158
    Name: Janet Sniffen on Sep 2, 2003
    State: VT
    Country: US
    Comments: I have been totally taken by Providian they pulled the old bait and switch on me. I was a single widowed mother of a young child and I was trying to rebuild my credit. well provdian approved me for a CC with an 18% intrest rate which at first was 19% but I had such a good payment history they lowerd my rate. 2 years later they changed my account to My Card Account with a 29.9% intrest rate. I don't understand I paid my payments on time they extended me more credit during the previous 2 years now I am doing everything I can to keep up and get ahead but with all of the finance charges it has put me over the limit so now I have to pay the over the limit fees. now my card is so far over the limit I feel I will never be able to pay this card off and when I make the minimum I feel I am throwing money away. I hope someday there is justic for people like me. thanks for lisening ps also I wish the harassing phone calls would stop the people they hire to call you are the rudist people I have ever had to deal with, they make the IRS look great.
    Flag
  9. 159
    Name: Barbara Estes on Sep 4, 2003
    State: KY
    Country: US
    Comments: Unfair credit practices should not be allowed, You are lured in by the low intrest rates to rebuild your credit and then WHAM......you're hooked.
    Flag
  10. 160
    Name: Lynette Williams on Sep 4, 2003
    State: TX
    Country: US
    Comments:
    Flag
  11. 161
    Name: Debbie French Conners on Sep 4, 2003
    State: CA
    Country: US
    Comments: I tried to pay my bill online on the due date and in order to do so had to pay a $12.95 fee.
    Flag
  12. 162
    Name: Ronald Thomas on Sep 6, 2003
    State: IL
    Country: US
    Comments: Providian is currently RIPPING ME OFF TOO! My rate went from 18.9 to 9.9 along with weekly letters encouraging me to take advantage of the "FRIENDLY" rates. Now,although I've never been late with a payment,my rate is now 29.9 percent!!! I feel that providian took advantage of me.I was once robbed at gun point, and believe me,this feels much worse and is costing much more!!
    Flag
  13. 163
    Name: Domingo Santos on Sep 6, 2003
    State: GA
    Country: US
    Comments:
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  14. 164
    Name: Pamela Becker on Sep 8, 2003
    State: NY
    Country: US
    Comments: I had my Getsmart card for 3 years. Perfect payment record! It was sold to Mycardaccount...interest rate is now 29.9% and the minimum due each month is 4.00 LESS then the interest rate this is robbery at its most convienent. Someone needs to stop this company PLEASE!!!!!!
    Flag
  15. 165
    Name: Linda Condon on Sep 10, 2003
    State: CA
    Country: US
    Comments:
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  16. 166
    Name: Sammy Smith on Sep 10, 2003
    State: IA
    Country: US
    Comments: Providian - the biggest ripoff in America.
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  17. 167
    Name: Dan Tstill on Sep 12, 2003
    State: IL
    Country: US
    Comments: I too was truely screwed by Providian, and the bad part is, I had no fuc**** idea until just yesterday. I called to request a line increase and lower my interest rate back to what I previously had under my visa account b-4 it was transferred to a mastercard with card service center at a horrific rate of 29.99%, which I thought should be no problem because I'd just lowered my debt from 2300 to 200 in less than 3 months, in addition to always making timely payments on my acct since I opened it 3 years ago. The rep I spoke with advised me they were not offering lower interest rates or line increases at this time to any of their customers, which I thought to my self what kind of damn rinky dink company is this. I've never in my life heard any bull**** like this b-4. I then became very suspicious and decided to research this issue a little bit more going back to last year when my card was first converted from a visa to a mastercard and then I stumbled upon this page, now I see I have too been a victim of the most horrific credit company in this world. I should have known something was wrong when my visa was transferred to card service center as a mastercard. I will be closing this acct as soon as providian, card service center or who ever the hell they are opens their lines for business tomorrow!!!!!
    Flag
  18. 168
    Name: Robert Rose on Sep 15, 2003
    State: TN
    Country: US
    Comments: adding unnecessary late charges.
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  19. 169
    Name: James Fisher on Sep 16, 2003
    State: TX
    Country: US
    Comments: My family has been devastaded by Providians unethecial standards and usuary rates to the tune of thousands of dollars of interes at just below 30 percent the cap in my state of Texas is 14 percent-----Thanks James and Kathy Fisher
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  20. 170
    Name: Vicki Sasaki on Sep 22, 2003
    State: SD
    Country: US
    Comments:
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  21. 171
    Name: Robert Glosan on Sep 22, 2003
    State: PA
    Country: US
    Comments: It's hard enough these days to support a family and then you have greedy companies like PROVIDIAN robbing you without a gun.
    Flag
  22. 172
    Name: Louvina Allen on Sep 24, 2003
    State: TX
    Country: US
    Comments: I received the letter from Providian with the opt-out. I still have the letter on file. Providian offer me a 29.99 % interest rate and increase fo 6.00% after over 2 years of paying my bill on time. I always thought if you paid in a timely manner you would get a lower interest rate. They gave me the choice of closing my account, so that's what I opt-ed to. But they were going continue to charge me interest of 23.99%. Plus all of the other fees. I took a payment plan after writing several letters in protest. To pay 160.00 monthly. After a couple of payments I was told that my account had been sold and the interest rate was even higher than the 23.99% with fees too. So the whold thing started up again and I refused to pay the monthly growing amount. After several letters back and forth and a growing balance adding fees, fees, and more fees. I thought to the devil with it.
    Flag
  23. 173
    Name: Louvina Allen on Sep 24, 2003
    State: TX
    Country: US
    Comments: I received the letter from Providian with the opt-out. I still have the letter on file. Providian offered me a 29.99 % interest rate and increase of 6.00% after over 2 years of paying my bill on time. I always thought if you paid in a timely manner you would get a lower interest rate. They gave me the choice of closing my account, so that's what I opt-ed to. But they were going continue to charge me interest of 23.99%. Plus all of the other fees. I took a payment plan after writing several letters in protest. To pay 160.00 monthly. After a couple of payments I was told that my account had been sold and the interest rate was even higher than the 23.99% with fees too. So the whole thing started up again and I refused to pay the monthly growing amount. After several letters back and forth and a growing balance adding fees, fees, and more fees. I thought to the devil with it. I don't understand this how did this happen in America!!!
    Flag
  24. 174
    Name: Louvina Allen on Sep 24, 2003
    State: TX
    Country: US
    Comments: I received the letter from Providian with the opt-out. I still have the letter on file. Providian offered me a 29.99 % interest rate and increase of 6.00% after over 2 years of paying my bill on time. I always thought if you paid in a timely manner you would get a lower interest rate. They gave me the choice of closing my account, so that's what I opt-ed to. But they were going continue to charge me interest of 23.99%. Plus all of the other fees. I took a payment plan after writing several letters in protest. To pay 160.00 monthly. After a couple of payments I was told that my account had been sold and the interest rate was even higher than the 23.99% with fees too. So the whole thing started up again and I refused to pay the monthly growing amount. After several letters back and forth and a growing balance adding fees, fees, and more fees. I thought to the devil with it. I don't understand this how did this happen in America!!!
    Flag
  25. 175
    Name: Chandler Pereira on Sep 24, 2003
    State: CT
    Country: US
    Comments: providian bank changed my mothers credt card rates from 23.99 to 38.00% on 2 different cards!...they say they sent a letter ...but there was no letter...
    Flag
  26. 176
    Name: Angelia Brown on Sep 28, 2003
    State: DE
    Country: US
    Comments:
    Flag
  27. 177
    Name: Kate Baetz on Oct 1, 2003
    State: WA
    Country: US
    Comments: Providian has doubled our apr without notifying us first or providing the option to close the account before the increase. I want to sue the pants off them. isn't there a civil suit brewing
    Flag
  28. 178
    Name: Ricardo Carlo on Oct 5, 2003
    State: FL
    Country: US
    Comments:
    Flag
  29. 179
    Name: Jill Lamberth on Oct 6, 2003
    State: LA
    Country: US
    Comments: I am one of the victims whose account was sold to Chase and then Chase raised the interest rate on me without my knowledge.
    Flag
  30. 180
    Name: Melissa Wise on Oct 7, 2003
    State: CA
    Country: US
    Comments:
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  31. 181
    Name: Charlotte Dameron on Oct 7, 2003
    State: SC
    Country: US
    Comments: My Husband and I both have Providian accounts and it seems the more we pay the higher the balance gets or they are always lowering the credit limit which makes lenders etc think you are always up to your limit on your card (which hasn't been used in a while). Has anyone been successful in doing a settlement with them
    Flag
  32. 182
    Name: Eric Borg on Oct 14, 2003
    State: GA
    Country: US
    Comments: Providian's practices are unbelievable.
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  33. 183
    Name: DAVID HANNA on Oct 16, 2003
    State: TX
    Country: US
    Comments: the last two months I have been charged late fees and pay by phone fees on my account. I have not gotten statements in this time and have given my address to providian three different times in writting and verbally. I see providian has been fined for unfair billing practices in the past, but I am thinking they have not learned anything from it.
    Flag
  34. 184
    Name: DAVID HANNA on Oct 16, 2003
    State: TX
    Country: US
    Comments: the last two months I have been charged late fees and pay by phone fees on my account. I have not gotten statements in this time and have given my address to providian three different times in writting and verbally. I see providian has been fined for unfair billing practices in the past, but I am thinking they have not learned anything from it.
    Flag
  35. 185
    Name: Sharon Black on Oct 20, 2003
    State: KY
    Country: US
    Comments: I requested my account with Providian be closed over a year ago because of their sneaky business practices. Today, Oct 20, 03 I called and asked why my account is being charges over credit fees if the account has been closed for over a year. They informed me they never closed the account and a payment was late (which I have never received discovered what happened to my check) and they have proceeded to charge me $35.00 late fees and $35.00 over the limit fees because they put my account back over the limit!!! How can they keep charging fees that they are creating on an account. Especially since I requested the account be closed over a year ago.
    Flag
  36. 186
    Name: Joe Garnett on Oct 21, 2003
    State: OR
    Country: US
    Comments: capital one is screwong me over the limit fees and late fees started with them
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  37. 187
    Name: Kenneth Clutter on Oct 22, 2003
    State: CO
    Country: US
    Comments: I too was raped by Providian. I have refused to pay them and they infer that it is my obligation to pay 25.99%. I'll take their money to my grave.
    Flag
  38. 188
    Name: Cameron Monti on Oct 28, 2003
    State: IL
    Country: US
    Comments:
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  39. 189
    Name: Brian Irvin on Nov 3, 2003
    State: IN
    Country: US
    Comments:
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  40. 190
    Name: Tom Diaz on Nov 3, 2003
    State:
    Country:
    Comments:
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  41. 191
    Name: Angela Anderson on Nov 4, 2003
    State: AK
    Country: US
    Comments: This is exactly what happened to me. I hope the OCC can do something about this. They are ripping people off.
    Flag
  42. 192
    Name: GEORGE ACHU on Nov 4, 2003
    State: MD
    Country: US
    Comments: I HAVE ALSO BEEN A VICTIM OF DECEPTION AND PREDATORY LENDING PRACTICES BY PROVIDIAN
    Flag
  43. 193
    Name: GEORGE ACHU on Nov 4, 2003
    State: MD
    Country: US
    Comments: I HAVE ALSO BEEN A VICTIM OF DECEPTION AND PREDATORY LENDING PRACTICES BY PROVIDIAN AS WELL AS BB&T BANKS
    Flag
  44. 194
    Name: Diane Roman on Nov 4, 2003
    State: GA
    Country: US
    Comments:
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  45. 195
    Name: Claire Faull on Nov 4, 2003
    State: HI
    Country: US
    Comments: Thankyou for your bravery,I say bravery because these big corporations are scary. Sears is one such company which has been sued for corrupt business practises (see-complaints against sears) but my worst of all time experience was with Capitol One, who now have various names to camoflage the same devious practises they've adhered to. They got so bad over $2.17 that was a balance on a closed account.(I actually had been so horrified with this company that I had called and asked for my balance so that I could get rid of them. They conveniently didn't check my balance so that they could assess $75 p/m on my piddling $2.17. I eventually had to call the govenor of the state they were operating out of. That got results. My advice to other consumers- Go to the top. CEO,Govenor, George Bush.
    Flag
  46. 196
    Name: Heather McGhee on Nov 6, 2003
    State: NY
    Country: US
    Comments: Senator and Candidate John Edwards has been the first to come out against predatory lenders... look at his website!
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  47. 197
    Name: Sandra Bautista on Nov 10, 2003
    State: KY
    Country: US
    Comments: After 14 Months of on time, above minimum payments, to Providian, I find that my APR was increased by more than 5%. Their vague, senseless, explanation blew me away. They are raising the rates because my payment history (my credit report shows 14 months of payments, all current) indicates an increased credit risk. I will go without food and whatever else I can to pay this company off. I've cut up the card. People please stay away from Providian. It is the most unscrupulous company I have ever done business with. Public Beware!!!
    Flag
  48. 198
    Name: Beth Stazzone on Nov 12, 2003
    State: IL
    Country: US
    Comments: Something needs to be done. My interest rate went from 19.99 to 29.99. I canceled my account but I am still struggling to pay off the balance.
    Flag
  49. 199
    Name: Dawn Scheidt on Nov 13, 2003
    State: MN
    Country: US
    Comments: i need info on my rights regarding providian credit cards
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  50. 200
    Name: Carene Hylton on Nov 25, 2003
    State: KY
    Country: US
    Comments:
    Flag

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