Signatures 524 total
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51
Name: Mrs. Leesa Cramer on May 6, 2003State: PACountry: USComments:Flag
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52
Name: Irene Burke on May 7, 2003State: TXCountry: USComments: I too have been exploited by Providian. I closed three of their credit cards when they decided to go up to 29.99% interest. They held the one card, but sold the other two to another card company who will not honor the lower interest rate I was paying. They are still continuing to charge me 29.99% for past debt which I think is outrageous and why I closed the account. Card Service Center will not honor the agreement with Providian.Flag
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53
Name: Charles Nyce on May 7, 2003State: NCCountry: USComments: While i agree that many banks use deceptive practices, the real solution is a cap in the interest rates that banks are permitted to charge. A simple max rate say 10% above prime is certainly adequate to maintain a profit and deal with the poor credit risks. The liability for poor credit card holders is the risk of that the financial instutions need to control, by issuing cards wisely.Flag
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54
Name: Kerrianne Conforti on May 8, 2003State:Country: USComments:Flag
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55
Name: Nicole French on May 9, 2003State: NCCountry: USComments: I hope that Providian gets what they deserve, I have 2 accounts and went throught EVERYTHING above. Providian is a FDIC backed scam. Can't the government do anything to protect consumers from unfair lendingFlag
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56
Name: Ann Bartram on May 9, 2003State: FLCountry: USComments:Flag
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57
Name: Joanne Pope on May 9, 2003State: CACountry: USComments: I have an account that used to be with Aria. Aria has since been absorbed by a company caled My Card Account. The interest rate on this card each month is as much as the minimum payment- so I have to pay double just to see the balance decrease. Unfortunately I am not in a position to pay huge chunks of the debt at once, so it's a struggle to decrease the debt.Flag
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58
Name: Christopher French on May 9, 2003State: NCCountry: USComments: This is exactly what happened to me after paying my account on time with more than the minimum amount due for over 2 years. I know my credit will be destroyed,but Providian will not get another nickel from me.Flag
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59
Name: Lucinda Gore on May 13, 2003State: PACountry: USComments: I was so frustrated with Providian that I decided to pay my account in full. I called Providian and made the payment by check over the phone. I was told by the CSR I would receive a statement showing my account paid in full. However, the following month I received another statement showing my account past due for the full amount and a late fee. I assumed it was an error and disregarded the statement. (Big Mistake) Providian continued to bill me two months after my check had cleared. I called the CSR at Providian and was told that the computer showed my payment however, the payment had not been posted to my account. The CSR further stated I would continue to receive bills showing my account past due until the payment was posted to my account. Three months have past and I am still receiving bills from Providian. I give up.Flag
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60
Name: Jason Daggett on May 16, 2003State: CACountry: USComments: These guys are a bunch of crooks, talk about bait and switch. I signed up for a 0% balance transfer and was charged 8.99%. What the hell!! Make these assholes pay!!!!!Flag
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61
Name: Randy Reynolds on May 17, 2003State: NYCountry: USComments:Flag
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62
Name: ROBERT WHITEHALL on May 18, 2003State: TXCountry: USComments:Flag
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63
Name: Kurt Miller on May 20, 2003State: INCountry:Comments:Flag
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64
Name: Karen Shipman on May 20, 2003State: INCountry: USComments: Providian has negotiated a payment plan for two of my accounts(each defaulted for one month) in which I paid double the normal monthly payment, and then chared me $35 late feemonthly and $35 over limit fee monthly and now I can't get the price down enough to keep me in the clear and while on the payment plan they turned into the credit agencies the delinquentcies. you can't win with these people..Flag
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65
Name: William George O'Connell on May 22, 2003State:Country: UKComments: I agree. In addition it should be noted that practices such as those described above are not only detrimental to consumers, but consequently to the economy as a whole.Flag
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66
Name: Bill Martin on May 23, 2003State: OHCountry: USComments: Stop their greed. Make it fair.Flag
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67
Name: Richard Jewett on May 23, 2003State:Country:Comments: I have a Providian acct with an outrageous fee rate. I'm disgusted.Flag
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68
Name: US Russell on May 24, 2003State: ILCountry: USComments: I am please to see this petition. I didn't realize the extent to which Providian has gone and will go to prey on consumers. I have been with Providian for approximately 2 years and have had to pay the outrageous increased interest rates.Flag
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69
Name: Carol Barnett on May 27, 2003State: ILCountry: USComments:Flag
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70
Name: Garry George Sr on May 30, 2003State: NECountry:Comments:Flag
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71
Name: MIKE Ingersoll on May 31, 2003State: NJCountry: USComments:Flag
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72
Name: Michael Ingersoll on May 31, 2003State: NJCountry:Comments:Flag
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73
Name: David Osborn on May 31, 2003State: COCountry: USComments: I had a account over 7 years then was dicarded along w 2 other of their account they push upon myselfFlag
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74
Name: Gloria Geary on Jun 2, 2003State: CACountry: USComments: This is unfair, and immoral. Should be illegal!!!Flag
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75
Name: James Edwards on Jun 2, 2003State: NYCountry: USComments:Flag
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76
Name: DON FOX on Jun 3, 2003State: CACountry: USComments:Flag
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77
Name: Greg Mcgill on Jun 4, 2003State:Country:Comments: I understand raising rates, BUT I had already cancelled my card and was paying it off at an interest rate of 19.9% and they raised the rate to 29.9%. Greed is the only word they understand. I would be more than willing to pay off my debt at the 19.9%. I will not pay off the 29.9% Greed monsters.Flag
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78
Name: Lynette Williams on Jun 4, 2003State:Country: USComments:Flag
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79
Name: Jennifer Khoury on Jun 5, 2003State: NYCountry: USComments: my interest rate went up over 10% - how can people pay there accounts off when the interest rate is so high you can't pay on your balance - just your interest - i tryed to call and have it lowered & they said there not lowering them right now - what are they pulling on us i can't afford them to get rich off of me, I have kids to take care of - and can't afford this !!!!!Flag
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80
Name: DANIEL LARABEE on Jun 5, 2003State: CACountry: USComments: THIS PRACTICE IS VERY UPSETTING. THESE COMPANIES MUST BE STOPPED FROM DOING THIS TO PEOPLE.Flag
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81
Name: J Bass on Jun 6, 2003State: NYCountry: USComments: this credit company has caused a freeze on my account and now im homelessFlag
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82
Name: Robert Rose on Jun 7, 2003State: TNCountry: USComments:Flag
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83
Name: Paul Costello on Jun 8, 2003State: CACountry: USComments: Sold account. No infomation to me. Rate went 29.90. Very difficult to contact anyone by phone or online.Flag
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84
Name: Lisa Avery on Jun 9, 2003State: NECountry: USComments: Providian continues to be unfair to its customers by charging and increasing interest rates or by promoting credit increases and then charging them about 95% of the increaseFlag
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85
Name: Tosha Ross on Jun 10, 2003State: TNCountry: USComments:Flag
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86
Name: Debbie Evans on Jun 10, 2003State: OHCountry: USComments: I originally had a Visa and Mastercard with Providian. For no reason or knowledge to me, my account was sold to MY CARD company.Flag
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87
Name: Karen Chalfant on Jun 11, 2003State: TXCountry: USComments: Recently I was exploited by two credit card companies, AT&T Universal Card and CitiBank Card. They both raised my interest rates from 9.9% to 24.9% and 29.9%. Both of these accounts were current and there had never been any problems. I tried talking to them about it to get the rates lowered back down. AT&T Universal lowered it down to 10% for about 3 months then shot it back up. I ended up having to get an agency to help me deal with this. The rates are now back down to 9.9% (fixed) and I will be more successful in getting them paid off. It should be illegal for credit card companies to do this!! It's totally outrageous to have cards that are being paid on, not being used, and the balance is higher the next month than it was the month before just because of the interest! Is the government aware of how big this problem is Something has got to be done!! Karen ChalfantFlag
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88
Name: Joseph Harris on Jun 11, 2003State: CACountry: USComments:Flag
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89
Name: Jeryl Booker on Jun 11, 2003State: GACountry: USComments: Please helpFlag
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90
Name: Darla Sayres on Jun 12, 2003State: TXCountry: USComments:Flag
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91
Name: Brenda Glass on Jun 12, 2003State: ALCountry: USComments: Providian changed my finance charges and closed my account without warning. They have a web site listed on their statement, but I can't access it. I feel that they have treated me unfairly.Flag
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92
Name: Lance Ignatowicz on Jun 12, 2003State: CACountry: USComments: These Mother Fuckers transferred my card to emerge with a $50 balance. I couldn't contact them, or pay it off online like usual, providian gave he this useless 800 number that goes nowhere now my balance is over$500 and this is stopping me from buying my 1st home. These people need to be stopped ! How can they get away with this There are million of complaints why does the goverment do nothing to protect usFlag
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93
Name: Kyle Hammond on Jun 12, 2003State: AZCountry: USComments: Providian screwed me big and I hope that there is a class action against them...I would join in a heartbeat!Flag
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94
Name: Sandra Summers on Jun 14, 2003State: NECountry: USComments: You go, Kenneth! I got "sucked" in by Providian.. and they got me good! Good luck!Flag
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95
Name: Renuka Pullat on Jun 17, 2003State:Country:Comments:Flag
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96
Name: Roger Burris on Jun 19, 2003State: GACountry: USComments: I am having this problem with them as I write to you. Not sure what to do.Flag
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97
Name: Elizabeth Smith on Jun 19, 2003State: FLCountry: USComments:Flag
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98
Name: Christopher Neal Wyatt on Jun 21, 2003State: COCountry: USComments: Death to Providian! This company is nothing more than the financial branch of the forces of Satan.Flag
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99
Name: David Keefer on Jun 21, 2003State: FLCountry: USComments:Flag
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100
Name: Leon Monk on Jun 23, 2003State: SCCountry: USComments: We got bumped up to 29% even though credit history was good.Flag