America was based on Risk rather than biased by source. We need job creation, lower insurance rates (Life, Auto, and Health), and more qualified credit ratings. Unfortunately, our Nation cannot move forward with better wages or better lives for their families. The odds are stacked against "The People", as they apply for a jobs, homes, insurances, or anything Financial Companies comptetitively have taken over. Without the Social Security Number, "The People" have a defense, not guilty of their life ahead or life brought up. It will not be about zip code, and the job still gets done!! Please help me pass this on to Congress so our Nation will grow better than anything Congress can pass. Our rights.