Currently based on Michigans Insurance Mini Tort Provision, when a car/truck/vehicle hits a motorcyclist, and the accident is NOT the motorcyclist fault, the driver of the car/truck is not required/responsible to reimbruse the motorcyclist for their deductible, because the Michigan mini tort law does not recognize a motorcycle as a Motor Vehicle.
The Law: "The court of appeals ruled that an action for property damage to a motorcycle may not be brought against the owner of an insured vehicle under the mini tort provisions. A motorcycle is not a motor vehicle and therefore is not entitled to recover for motorcycle damage under the mini-tort provision".
This is crazy, how come we have to pay liscense plates, insurance, etc. if a motorcycle is not considered a motor vehicle under this mini tort provision.
The reason I am asking you to sign this is because my husband was recently rear ended while driving his motorcycle. He was sitting at an intersection waiting for the light to turn green, when he was hit. The driver of the car that hit him was ticketed and deemed at fault on the police report, but due to the above law, the drivers insurance company does not and will not reimburse us for our $500 deductible. I want to change this ridiclous law so that when a motorcyclist is hit by another driver, they are required to pay the motorcyclist deductible, just like they are if they were to hit another car/truck/vehicle.
I also looked into small claims court and was advised by an attorney that I would loose, since it is a law that states the motorcyclist is not reimbursed for their deductible.
Thanks for taking the time to read this, please pass this along to everyone that you know. Debi and JT Armstrong
Debi and JT Armstrong
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