Firstplus must reduce interest rates.

Signatures 2672 total

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1. 1
   Name: Angus Doyle on Jan 8, 2009

   Comments: Reduce those rates!!!!

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2. 2
   Name: Richard Thomas on Jan 9, 2009

   Comments: Two Secured Loan interest rate rises this year, despite BOE cuts of 3%. How can they get away with this

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3. 3
   Name: Mark Wilson on Jan 9, 2009

   Comments: First Plus sell a loan they class as "variable" however it works in a vastly different way to any other variable rate loan out there. This they do not explain fully at point of sale and insist that the fact they say the loan is "variable" is enough for them. The reality is they use BofE rate rises to increase APRs in agreements then deny they fall into their equation when rates come down and rarely reduce them. The reality is that the interest rate cycle would givethem the chance to increase all loans by 3-4% over the term. This is something all the experiences on line point to - people attracted in at 7-8% and ended up at 11-14%. I am happy to petitiion against FP policy having tried to have this conversation with them and had their people try to bluff me with terminology and hiding behind a clause in their contract that borders on unfair.

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4. 4
   Name: Marcus Smith on Jan 9, 2009

   Comments:

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5. 5
   Name: Alison Tucker on Jan 9, 2009

   Comments: Come on First Plus, PLAY FAIR and lower your interst rates! Stop fleecing customers just because you think you can get away with it.

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6. 6
   Name: A.Gardner on Jan 9, 2009

   Comments: Bunch of highwaymen

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7. 7
   Name: Darren North on Jan 9, 2009

   Comments: i think its disgusting the way they treat customers

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8. 8
   Name: Anonymous on Jan 9, 2009

   Comments: Despite the Finance House Base Rate reductions and base rate reduction, no missed payments my rate has not come down. Last movement was up with Firstplus. It is disgusting. What can be done about this

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9. 9
   Name: Chris Rice on Jan 9, 2009

   Comments: I have had a First Plus loan for several years. When the interest rates were rising, First Plus were quick to increase the variable rate, yet when the BOE base rate comes down they say that they do not use the BOE base rate. I am now paying around £150 a month more. With the BOE rates dropping and the LIBOR i would have expected to see a decrease!! First Plus are loan sharks! They are a horrible company! I would never bank or take an account out with Barclays or anything relating to Barclays ever again! DO THE RIGHT THING BARCLAYS! LOWER THE RATE ON FIRST PLUS LOANS!!

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10. 10
    Name: Anonymous on Jan 9, 2009

    Comments: Its time for FP to pay up !

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11. 11
    Name: Elizabeth Gorman on Jan 9, 2009

    Comments:

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12. 12
    Name: Neale Martin on Jan 9, 2009

    Comments: BOE base rate lowest in history. LIBOR rate dropped by over 3.5 %. No justification for not dropping their rates now.

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13. 13
    Name: Callum Wilson on Jan 9, 2009

    Comments:

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14. 14
    Name: Anonymous on Jan 9, 2009

    Comments: The interest rates have been consistantly raised in line with increases in the Lending Rate but recent reductions have had absolutely no effect on the rate being demanded on secured loans. Surely this us akin to profiteering in such difficult times

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15. 15
    Name: Anonymous on Jan 9, 2009

    Comments: Come on FirstPlus - pass on these interest rate reductions - you are quick enough to increase them !

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16. 16
    Name: Jason Lane on Jan 9, 2009

    Comments:

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17. 17
    Name: Neil Tucker on Jan 9, 2009

    Comments: Rates have been increased consistently with BoE rate increases, but now you tell us your rates are affected by the FHBR, an obscure rate associated with HP and Marine Vessel finance!!! Well the FHBR is now 1% lower than it was when I took out my loan, but my interest rate is 1.6% higher. How on earth can you justify that

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18. 18
    Name: Robin Broom on Jan 9, 2009

    Comments:

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19. 19
    Name: Anonymous on Jan 9, 2009

    Comments:

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20. 20
    Name: David Bowman on Jan 9, 2009

    Comments: As a subsidiary of a long established prime UK funder the interest rates being charged by FP are extortionate and do not reflect current borrowing costs in any way - they need to be reduced NOW!

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21. 21
    Name: Anonymous on Jan 9, 2009

    Comments:

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22. 22
    Name: Anonymous on Jan 9, 2009

    Comments: Unfair interest rates and PPI up front.

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23. 23
    Name: Steve Mellor on Jan 9, 2009

    Comments:

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24. 24
    Name: James Edward Allsop on Jan 9, 2009

    Comments:

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25. 25
    Name: Anonymous on Jan 9, 2009

    Comments: Barclays First Plus are treating their customers unfairly. Their decision not to decrease their rates is nothing short of scandalous. The FHBR when I took out my loan was 5.00% and First Plus were charging me 7.7%. Now the FHBR has reduced from 5.00% to 4.00% yet barclays First Plus are currently charging me 9.3% !! Completely unfair and an absolute disgrace.

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26. 26
    Name: Gerry Culbert on Jan 9, 2009

    Comments: you have my otal support

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27. 27
    Name: Kate Barron on Jan 9, 2009

    Comments:

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28. 28
    Name: Simon Danby on Jan 9, 2009

    Comments: It is high time that Firstplus reduced their interest rates. After several reductions in bank of england base rates and FHBR rates not a signle penny of the cut has been passed to customers. All we want is a fair deal for those who placed their trust and property in the hands of this outfit.

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29. 29
    Name: Tracey Mellor on Jan 9, 2009

    Comments:

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30. 30
    Name: Ian Harris on Jan 9, 2009

    Comments: var⋅i⋅a⋅ble   /ˈvɛəriəbəl/ Show Spelled Pronunciation [vair-ee-uh-buhl] Show IPA Pronunciation –adjective 1. apt or liable to vary or change; changeable: variable weather; variable moods. 2. capable of being varied or changed; alterable: a variable time limit for completion of a book. 3. inconstant; fickle: a variable lover. 4. having much variation or diversity. 5. Biology. deviating from the usual type, as a species or a specific character. 6. Astronomy. (of a star) changing in brightness. 7. Meteorology. (of wind) tending to change in direction. 8. Mathematics. having the nature or characteristics of a variable. –noun 9. something that may or does vary; a variable feature or factor. 10. Mathematics, Computers. a. a quantity or function that may assume any given value or set of values. b. a symbol that represents this. 11. Logic. (in the functional calculus) a symbol for an unspecified member of a class of things or statements. Compare bound variable, free variable. 12. Astronomy. variable star. 13. Meteorology. a. a shifting wind, esp. as distinguished from a trade wind. b. variables, doldrums (def. 2a). Something Firstplus do not honour

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31. 31
    Name: Pamela Thole on Jan 9, 2009

    Comments:

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32. 32
    Name: Robert Thole on Jan 9, 2009

    Comments:

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33. 33
    Name: Elena Gonzalez on Jan 9, 2009

    Comments: I wish to make atsnd not against the unfair rate rises but also against teh way in which First Plus calculate settlement figures!

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34. 34
    Name: Rob Davis on Jan 9, 2009

    Comments: Took a Firstplus loan in 2004 - initial rate 7.9% rate now 10% despite massive drops in BoE & LIBOR. Rates go up and NEVER down.

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35. 35
    Name: Ian Whyte on Jan 9, 2009

    Comments: I am n the same situation as numerous other first plus customers. I am being charged rediculously high interest rates that do not appear to reduce as per market conditions and have been miss sold PPI that is is a complete con. And any redemtion figure is higher than it should be.

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36. 36
    Name: Geoff Corner on Jan 9, 2009

    Comments:

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37. 37
    Name: Royston Manuel on Jan 9, 2009

    Comments: i have a secured loan with First Plus and feel that the current rate I am being charged is outrageous.

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38. 38
    Name: Jonathan Fielding on Jan 9, 2009

    Comments: Barclays are charging me £95 a month more than the market condition led interest rates at loan inception. Using the FHBR as the base the APR on my account would be 7.4% not the current 10%.

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39. 39
    Name: Anonymous on Jan 9, 2009

    Comments:

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40. 40
    Name: Anonymous on Jan 9, 2009

    Comments:

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41. 41
    Name: Paul Mincher on Jan 9, 2009

    Comments: First Plus are a bunch of mercineries.

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42. 42
    Name: Shelley on Jan 9, 2009

    Comments: as the petition says!

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43. 43
    Name: Geoff Roberts on Jan 9, 2009

    Comments:

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44. 44
    Name: Robert Goodall on Jan 9, 2009

    Comments:

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45. 45
    Name: Chris Nigel Bradshaw on Jan 9, 2009

    Comments: Barclays first plus are extorting money from honest hardworking people who are struggling but managing to repay as per the loan agreement, we only want them to behave morally and play fair

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46. 46
    Name: Dean Johnston on Jan 9, 2009

    Comments: I whole heartedly support this petition. Braclays First Plus have made my life hell due to their unfair contract terms which I willingly, but unknowingly signed!

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47. 47
    Name: Anonymous on Jan 9, 2009

    Comments:

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48. 48
    Name: Anonymous on Jan 9, 2009

    Comments: Please treat your customers fairly and reflect the interest rate changes in our loans

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49. 49
    Name: Graeme Coutts on Jan 9, 2009

    Comments: NO INTEREST RATE CHANGE!!! FROM FIRSTPLUS, CAN GAURANTEE WHEN RATES START RISING SO WILL MY APR!!!

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50. 50
    Name: Gav on Jan 9, 2009

    Comments:

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