It is an unfair practice to use a persons private credit report as a determining factor when deciding whether or not to extend employment. It is a known fact that almost 80% of the U.S. population has marginal to bad credit. Does that make them bad people No! Does it make them unworthy to hold a job Of course not. What it does mean is that these people are NORMAL everyday citizens who for one reason or another, be it immaturity or victim of circumstance, fell upon hard times financially. Why should these people be afforded a chance to work and fight their way back Bankruptcy was implemented to give consumers a \"Second chance\" if you will. How are they supposed to take advantage of that right, if they are being black listed from jobs In light of identity theft, I think that a person\'s credit file should be tightly guarded and not open to just anyone to peek at. If that\'s the case, why keep them private, why not post them on the internet for everyone to see Criminal and background checks are warranted, but my credit has nothing to do with my ability to work.