Under current bankruptcy law section 523(a) Exceptions to discharge provides that "an educational benefit overpayment or loan made, insured, or guaranteed by a governmental unit, or made under any program funded in whole or in part by a governmental unit or nonprofit institution; or an obligation to repay funds received as an educational benefit, scholarship, or stipend; or any other educational loan that is a qualified education loan, as defined in section 221(d)(1) of the Internal Revenue Code of 1986, incurred by a debtor who is an individual" cannot be discharged in bankruptcy. I propose that the section be amended to make these debts dischargeable if the debtor is unable repay the debt because she/he has been unable to find employment in the sector the debt was incurred for.