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The Truth about "Truth in Lending"

 
Signatures | Total: 515

 

# First NameLast NameStateCountryComments
451 patriciariveraILUSthis is a terrible company. they search my credit 2 to 4 times a month and when i complain they start billing me for over limit fees and raise the rate on my other card. how can they get away with this?
452 Phillip DWhiteWAUSMy previous Providian card was evidently purchased by WaMu and since then by SST. Now the website is no longer in business???? Has this damaged my credit score??!!! I say YES....
453 AlanPhelpsILUSOrchard Bank has driven me to this.
454 BillieHullumGAUS
455 KimVenturoNCProvidian aka Washington Mutual, whatever they are calling themselves these days, needs to go bye bye. Stronger legislation needs to be enacted to rid good, law biding people of these crooks.
456 EugeneRhodesMIUSI was a member of a class action suit. I got less than a dollar because Providian said I had closed my account!Today 6-14-2006, I'm still trying to pay off providian but everytime something happens and I seem to go "over the limit" resulting in an increase of monthly payments. "I feel like stopping paying them, let them take me to court"! Being sixty-five and on a fix income it has became a hassle with the cost of heat, food, water and taxes! I have read other peoples complaints and it seems that our political leaders are not listening as there pockets become "fuller" with percentage income raises that they vote to increase every year!!!!
457 AnonymousAnonymousCAUS
458 LindaBechtolTXUSKeep up the great work. Thanks
459 ChunniseeJacksonAKUS
460 AnonymousAnonymousALUSCredit card company- Provides harrassment 7 days a week at all hours of the day-- the company charges excessive amount of late fees
461 JohnnyRosarioNCUSThe only reason I started paying Emerge/Providian is because they did something no other company of any kind has ever done-they called me on my job. I asked them how they got the number, they said I gave it to them on my application. Sorry, not only am I sure they don't have a copy of my application but I NEVER put my job phone number on any application. Last week they called me and identified themselves as CAPITAL ONE. I was overdue on my Capital account so paid them over the phone. I found out I paid them when they sent me a confirmation notice. THEY LIED. Also, my cell has been on the DNC list for almost 2 years.
462 YolandaCouchTXUSActual bal on my cc 5 years ago before turning into collections was $500, now I get a notice from another collection agency claiming $996 owed and interest will continue to accrue until balance is paid in full.
463 TommyKetcherMOUSI cannot believe these people are allowed to stay in business and continue their usurious trade against innocent people. I thought I got rid of them 3 years ago and now when I finally got over the problems that caused me to use their so called services to begin with they are allowed to sue me. We need to get every state in the union Attorney General involved to put these people out of business once and for all. I stand to lose thousands because evidently they don't have to prove anything. Just change the rules of the game as they go along
464 CARMENREYNOSOTXUSCredit card and Credit Conseling Agencies are missleading and abusing consumers. I think this is absolutely unfair and need to STOP.
465 LarryLandisAZUS
466 LeslieDupilkaPAUSWe have to stop Providian and this corporate greed that continues to undermine citizens!
467 AnonymousAnonymousVTUSThey sold my balance to First Resolutions Ivnes after I fell behind due to a bad divorce and no job. 1st resolutions has never contacted me but they have racked up my charges to 2900.00 for a 500 dollar account, and you can just image what this is doing to my credit. I have written to them to ask for a description of charges, and offer to make a settlement and they do not respond. Any help out there????
468 CatherineRomeroCAUSWaMu/Providian charged off my credit card account while I had a payment agreement with them which I had not breached.
469 LuciaSandozLAUSI too was screwed by providian which ruined my credit as a result. No other company has ever done to me what they did.
470 WilliamWrightMNUS
471 AnonymousAnonymousNYUSI insured all my credit card accounts, but because I owned my own, legally incorporated business, I was suddenly disqualified from collecting on it to pay the debts when we lost a child in the family and my resources went dry from the expense. They refused to refund - or apply those hundreds of dollars, then added fees - which put me "over limit" -more fees on charges I didn't incur by actual purchases, and so... I refuse to honor being thugged, robbed,mugged, or conned, by paying another dime until - and unless - they want to do business with me in a trustworthy manner, as I have done with them. Marie Antoinette said to the starving masses, "Let them eat cake!" and look what happened to her! Debtor's Prison isn't profitable, so in spite of the government conspiring with these thieves, every dog has his day...this petition and other measures taken by people listed in the now irrelevant Credit Bureaus as "bad risks" will, with diligence, eventually overturn these greedy, doomed thugs.
472 cynthiarobinsonGAUSProvidian didn't honor my re-age of account that their customer rep set up and I sent the payment before time
473 AnonymousAnonymousRIUSYesterday, I called the Sears Credit Card Company to ask them to lower my niece's rate. (32 percent +)!! Also, to ask them to waive a $14.95 "pay by phone" rate, when she was unable to get into their online site to pay there, the previous five days. Also, this outrageous interest rate was applied retroactively, not just on new charges. They were very curt and abrupt. They charged her a late fee that month, and she was just minutes over the 5 PM deadline, on a bill that was due that day. The credit card industry needs to be regulated. What is the difference between these practices and how "loan sharks" operate?
474 BethWellsILUSTired of dumping money into 'over limit fees' of $30+ for balances that are
475 JeanuaMorrisSCUS
476 TimothyMcGearyCTUSChase bank just raised my rate to 29 percent said my payment was posted 2 days late email with any advice thanks Tim
477 heatherhiginbothamTXUSthey are really hurting my credit and charging me 125.00 a month for a zero balance, furthermore, did not cancel as I had requested AND refused to credit back money that was taken from the account fraudulently.
478 AnonymousAnonymous
479 vicodinvicodinARPWHello, i'm vicodin - Hydrocodone Vicodin information vicodin or [URL]http://www.relationshipsuccessexperts.com/ezine/images/_vti_cnf/images/index.html]Hydrocodone Vicodin[/URL]
480 TiffanySmithNYUSI have had very aggressive and rude customer service reps claiming to be an attorneys office and just talking to me really rude and unprofessional. They froze my bank account and lied to me telling me I could send a payment and they wouldnt deplete my account and a week later I received a letter saying the complete opposite
481 Randall PartenPartenWAUSI wrote letters today to OCC, attorney general, BBB, and my congressman about Wamu (Providian). I encourage everyone to do rthe same.
482 AnonymousAnonymousGAUSProvidian is now Washington Mutual and they are RAPING ME!
483 AnonymousAnonymousNYUSMy account was transferred to my card account for no aparent reason. I called to ask why, but no one could give me an answer. I paid off balance and canceled the card.
484 MischelTurnerCAUS
485 LynnRansomeMDUS
486 DannyPerkinsKYUSProvidian has ripped us off. I want someone to tell me what I can do about it. They are crooks!!!
487 vculi nkeszicvculi nkeszicALUSbylzncegt jwex grtsnqi yeqf icbqg jznifvyal guof
488 orvellkerrALUSI don't want to go into detail,but i have been zapped also by providian,and i believe in the above statement to be true.
489 CarlaClarke
490 AnonymousAnonymousWIUS
491 AnonymousAnonymousCAWhile we have not been "victims" per se, it isn't because Providian isn't constantly trying; they count on consumers' poor math ability or not understanding terms to get away with patent dishonesty.
492 AnonymousAnonymousAZUSI've had a Providian card for 7 years or more. Took advantage of a Balance Transfer at 4.99%. Everything was fine until I didn't push enter the third time on a payment and my percentage shot to 31.99%. Spent an hour on the phone with them to no avail. Fortunately I can afford to settle the account in the next three cycles. Then it will be closed forever. They are the only credit card I carry that doesn't show the percentage online. Washington Mutual is a bank I shouldn't be doing business with anyway because of the way they treated Native American burial grounds in the past.
493 fredericklawrenceALUSyes i am being sued by porfolio recovery. they purchased my account from providian . i stopped paying on the account because of all the fees and inflated interest , and also inflated credit limits that i could not use until they were payed off????? makes no cense to me, so i am going to try and fight them in court....wish me luck!!!
494 LydiaTomkovichNJUSPaid for Providian's credit protection, but when needed for a little while was refused it. Calls were ignored to me and our attorney. Now one of their legal firms is going after us for over $3,500 in interest, late fees and legal fees. Their credit protection plan is fraudulent. How do they get away with this?
495 MikeBPAUSFinance charges put me over the limit, they charge me an over the limit fee. How is this legal? To avoid this, why don't they tell me my limit is $2,400, not $2,500. Bring Providian/WAMU down!! Scumbags!
496 RobertaLeeCAUSThey continue the exact same business practices that they claimed they would change after the $300 million settlement
497 AndreaThompsonGAUS
498 TimothyCasonMEUS
499 PatriciaSimpsonMDUSThese credit card companys need to be stopped. They are without consience, and will go out of thier way to bilk you out of money. Capital One is one of the most HORRIBLE!
500 lorraineeckertORUSNever late, never over, always paid on time. Providian sent me a letter, close account stay with same interest rate, keep open and Providian will get you in higher interest rate. They start you with a promise of Fixed, they after awhile they jack up the interest rate to highest default rate. Bad Law. I complaint to:Office of Thrift Supervision Division of Consumer Affairs, Washington, D.C. 8426929 everyone send your complaint here to Washington, maybe if they get enough complaints they will change the law. We should file a Class Action Sue againt Providian.

 

Signatures | Total: 515

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