| # | First Name | Last Name | State | Country | Comments |
|---|
| 51 | raja | rajan | MN | IN | We are Ready to work together on the Job which is posted in the Craig's list , we have more than 30 people ready at this particular job specification which is posted in the Craig's list ,You can hire the staff form our organization through telecommuting and they are ready to start immediately.charges would be 15$ an hour for developers and project managers, please find my details below.
This is Rajan from India , from a company called Photon Infotech India,
Outsorce your software development - Photon infotech - INDIA - hourly rate 15$ -Any technology , we are a 1000+ Employee company ,one to the leading company in INDIA.
We have around 1000+ developers in various technology, IN House in India - Can be provided to your organizastion on contract by Tele-commuting.
we have been working in this field for past 9 years working with 400+customers in N.America which includes 3-F500 company.
Our people are Awesome in Applications and Products Development (Technologies: .Net, Java, PHP, Flash/Flashcom, C/C++, Cold Fusion /MySQL HTML/XHTML/CSS WebServices/SOAP/Javascript /AJAX/Python/XML /Classic ASP/ASP.NET /VB 2005/C# 2005 /MSSQL 7/2000/2005 /VB6/VBA/MS Access /Perl/SAP/oracle and many more)
Horizontal Practices: Ecommerce, Web design, Content Management, Portals, Migration and packaged software implementation
Maintenance: Legacy applications, Multi-tier support for products and applications, remote IT network management and troubleshooting .
Photon’s Business Services:
Inside Sales: Extended sales team to sell your products and services
Data Processing: Managing the date entry for your Ecommerce portals or your leads database
Virtual training: IT and language training services through virtual classrooms .
we have excedded more than 20,000 projects dealing with information system analysis and design, web database design and development,application maintainance,intergration.
Sample Sites:
Flash:
http://dev.photoninfotech.com/portfolio/content/AF/intro.html
http://dev.photoninfotech.com/portfolio/content/wb.htm
www.algarvehomesfinder.com
www.collegebellhop.com
www.crushpadwine.com
www.collegebellhop.com
www.chreed.com
www.portsmouthtea.com
www.announcingit.com
www.portsmouthtea.com
www.hightechairconnection.com
You'll also find links to our portfolio. http://www.photoninfotech.com
You may reach me best by e-mail at rajarajan.nagarajan@photoninfotech.com or by phone at
(408-705-1265).
chat-id/yahoo.- rajan_photon
RajaRajan v.n
Executive - Business Development.
Photon Infotech (P) Ltd.
Ph(US) :408-705-1265
Ph(Ind) :+9144 39181110 Extn: 121
E-Mail : rajarajan.nagarajan@photoninfotech.com
Web site :http://www.photoninfotech.com |
| 52 | Peasant | With Pitchfork | | | People go through terrible circumstances in their life .I personally went through a life threatening illness and only by the grace of God am I still here.During my time of rehabilatation there was no way to work. It was all I could do to pay for my medication.These bankers and credit reporting executives,sit
in their wall street offices with their $3000 Armani suits on,smoking their $100 cigars,wile people suffer,thinking of how they can exploit these poeple who have suffered horribly through death in their familys, divorce,
horrible illness.These companies are bottom feeders and vampires.They should not be able to collect any money until they have suffered like the people they victimized. |
| 53 | Troy | Hennig | AK | US | |
| 54 | Michele | Cerami | NY | US | I also believe any delinquent acct. paid up should be promptly removed entirely from the report instead of this 7 year death sentence. |
| 55 | Thomas | Bowman | PA | US | I want to be a serious voice for you In PA,DE,and NJ. I live close to all three and agree with what you are saying. What they are doing is making millions off hard working americans, due to a loop hole. Credit reporting was meant to be a guide and the person had a say in the outcome. So many people are being discriminated against and this is not the American way. |
| 56 | keith | stewart | | | |
| 57 | Richie | Hill | TX | US | 7 to 10 years is like a prison sentence. It's ridiculous people cannot start their life over for that long of a period. |
| 58 | Sharon | Thomas | OH | | |
| 59 | Anonymous | Anonymous | | | |
| 60 | Anonymous | Anonymous | | US | |
| 61 | Michael | Hense | | | going through divorce right now... it's like this petition had me specifically in mind... credit score was ruined during divorce proceedings, now i can't even rent a decent apartment despite the fact that i can pay the annual rent in advance due to credit report. |
| 62 | Anonymous | Anonymous | | | |
| 63 | Glenda | Newman | FL | US | Amen!
Let me know how else I can help. This has been a long time coming!
I would also like to see reform in credit scoring:
Currently the scoring is as listed below:
Excellent 750-850 - difference 100
Good 660 -749 - difference 89
Fair 620-659 difference 39
Poor 350-619 difference 269
The bulk of people are going to fall in the fair or poor range. I think the rates should be evenly distributed.
Also, I have had a terrible time finding employment and I think it is because of my credit. Also, we have had Bellsouth and DirecTV bill us fraudulently - I bet it is on our credit report, too. They billed us for services we did not receive and they won't credit us back. We have changed our services to other companies, but the errors are still there. It is not fair to the consumer to be treated this way. The consumer only has 60 days to dispute a bill. There should be no time limit on disputing a bill. If you were billed for services you did not receive, then that is like theft. There should not be a time limit for this. We disputed ours over the phone, so the law says you have to put it in writing. I think this should be changed. Because the consumer is waiting to see the correction on the next bill (hence 30 days) and there is no correction - so the 60 days goes by - and no correction has been made. Then it is too late to follow up with a letter of dispute.
Thank You. Good luck.
Glenda Newman |
| 64 | Anonymous | Anonymous | LA | US | |
| 65 | Anonymous | Anonymous | | US | |
| 66 | Juliene | Purefoy | | US | |
| 67 | steve | foster | | | |
| 68 | Anonymous | Anonymous | | US | |
| 69 | Gary | Denton | | US | |
| 70 | Sonny | Nagra | VA | US | keep me updated.. |
| 71 | Anonymous | Anonymous | | | |
| 72 | Richard | Harris | NC | US | |
| 73 | ISAAC | STARR | | | |
| 74 | Lance | Linander | | | |
| 75 | Jeffrey | Peters | GA | US | |
| 76 | Paula | Perry | | US | |
| 77 | Anonymous | Anonymous | GA | US | |
| 78 | Jill | Halapchuk | NJ | US | I want the credit comapanies and bureaus to have accountibility for the actions that they take-- they do not have to think twice about ruining peoples' lives and often what they report is inaccurate. |
| 79 | Anonymous | Anonymous | | US | I am a mortgage mtg that recently lost job due to Countrywide layoffs...I was never late with anything on my credit for 5 yrs
now I am a bad credit risk
tried to get homeowners could not afford the new inflated cost due to my "bad credit"
I am livid
Criedt reporting does not show a true valid picture of a persons situation
and aids companies in milking innocent people with bogus fee and inflated costs
even befor becoming a credit risk I fought for months to help borrowers clean up
I propose
Creditors can not post collection under 500.00
there needs to be a limit
I see things for 50.00 bringing a persons score down
why should they not be able to post items under 500.00
identity theft is easy for item below 500.00
that is the prosecutable amount 500.00 and above
which is why most ot the fraud happens in smaller denominations and reuins a person credit
Also 30 day reporting should be eliminated
60 day reporting should be the standard
I ahve seen many times where a person is sick or in between jobs and miss one payment and the score drops 50pts
Swedish banks use 60 day reporting and it is much more effective
(heck things happen...life???)
lastly
if we increase the min on a report to 500.00
people will not be able to post...
i have an 80.oo collection I refuse to pay ,i refused the vendor an he flat out said he would ruin my credit by posting the 80.00 and he did
credit posting is abused because the consumer has no recourse
500.00 even 250.00 makes more sense than allowing every tom dick and harry to try to abuse power against the consumer
60 day reporting allows the consumer to have more of a window to correct error
if you are 31 days behind you score will drop 40-50 points
and historical reporting shouls outweight month over month
which is why 60 days brings fairness above 30 day reporting.
perhpas you are disputing a credit card...30 days will hurt you and then another 30 days to remove... |
| 80 | Anonymous | Anonymous | | US | |
| 81 | Jairo | Perez | CA | US | |
| 82 | Anonymous | Anonymous | | US | |
| 83 | Elliott | Bettman | SC | US | ees bod seestem tovareech |
| 84 | Michael | Shevenell | MD | US | The credit reporting system in the US is one of the most unfair system ever placed on this country. To think we have to pay a fee to see a report is a joke. It is nothing but a profit system for the Banking Industry. |
| 85 | Laura | O'Neal | GA | US | |
| 86 | Donald | Chick | OR | US | I agree with the above proposed changes to credit reporting. I would also add that: credit reporting agencies may not change an indiviuals score by more than X number of points during X amount of time. |
| 87 | JOSEPH | KIUMU | AL | US | I am currently trying to get an incorrect figure of 1286 removed by experian and others. Hunter Warfield reported the figure despite us protesting that the figure was wrong and that we needed time to talk to the appartment complex. The figure has been adjusted to 100 dollars which we promptly paid but both the Hunter and experian say they can not remove the 1286 item. |
| 88 | Ronald | Kidd | | | |
| 89 | ben | egobia | | | |
| 90 | Judson | Wilson | HI | US | the current system of credit reporting is very unfair to the consumer. |
| 91 | Anonymous | Anonymous | | | |
| 92 | Daryl | Knowles | TX | US | I would like to add that Medical Collections should NOT be on a credit report at all. Failing that, Medical Collections should NOT be included in any scoring system. |
| 93 | Lisa | Burton | NC | US | It is time to make creditors more accountable!!! Also eliminate medical collections from being reported and collections shouldn't be allowed to be sold and resold |
| 94 | Anonymous | Anonymous | TX | US | |
| 95 | Anonymous | Anonymous | | | The law, as it stands, disproportionately and adversely impacts the average American consumer, who is at an immediate disadvantage as a result of not having a signficant lobbying capability, much as a credit reporting agency, employer, or financial institution. Fair credit reporting should be just that -- fair. This is not currently the case. Full disclosure should be made ANY time a credit report is requested in a hard inquiry. Mechanisms should be in place for consumers to correct customer service errors that result in bills not being sent, for example, and monies owed. These mistakes, it could be argued, are not a reflection of a consumer's credit worthiness, but in fact of an individual company's worthiness and capabilities. Yet, no impact occurs to said company as a result of a mistake. |
| 96 | Anonymous | Anonymous | | US | |
| 97 | dfqiv wlubpma | dfqiv wlubpma | AL | US | zqomusdbp cejbk hjbkqs kcin gzrdau qjmaxky wncvhupt |
| 98 | mohamed | atta | PA | US | consumers who voulenteerly dismiss or withdraw their petetion for bankruptcy within a reasonable amount of time should not be reported |
| 99 | Leslie | Wallace | CA | US | |
| 100 | Colette | Falconer | | US | I completely agree. I have several items on my report that are over 7 years old and that I have reported as innacurate. I was never told of any decision and finally ordered my report again and found that the credit bureaus said that they had "verified" the debt. I called the collection agencies and all of them told me that the date the credit bureau had was the date that they bought the debt and were able to tell me the actual date of the "original" debt. Ive been working on fixing this for over a year with no end in sight. |
